West Bengal Student Credit Card Scheme 2022: ऑनलाइन अर्जी कीजिए, पात्रता & लाभ

West Bengal Student Credit Card Scheme Apply | West Bengal Student Credit Card Application Form | WB Student Credit Card Scheme Eligibility

Almost every student wants to pursue higher education but due to poor financial conditions, there are many students who are not able to fulfill their dream of getting higher education. In order to ensure the availability of higher education among all the students, the government launches various kinds of schemes. Today we are going to tell you about such a scheme launched by the West Bengal government called the West Bengal Student Credit Card Scheme. इस योजना के माध्यम से, students will be provided loans for higher education. By reading this article you will grab all the required information regarding this scheme like what is the West Bengal student credit card? इसका उद्देश्य, लाभ, विशेषताएं, पात्रता मापदंड, आवश्यक दस्तावेज, आवेदन की प्रक्रिया, आदि. So if you want to get all the important information regarding this scheme then you are requested to read this article very carefully till the end.

About West Bengal Student Credit Card Scheme

The chief minister of West Bengal Mamata Banerjee has launched the West BengalStudent Credit Card Scheme. The decision to launch this scheme was taken in a state cabinet meeting which was held on 24th June 2021. Through this scheme students studying in class 10th or above can take a loan up to Rs 10 lakh for higher studies. This loan will be available to them at a very low rate of interest. For availing of the benefit of this loan, students will be provided a credit card. With the help of this credit card, students can withdraw the amount of loan. All those students who have been living in West Bengal for the last 10 years can take benefit from this scheme. इस योजना के तहत, loans can be availed for undergraduate, स्नातकोत्तर, doctoral, and postdoctoral studies in India or abroad.

West Bengal Student Credit Card Scheme

West Bengal Student Credit Card Scheme Launched

The अब आपको फॉर्म के नीचे मौजूद सभी नियमों और शर्तों को पढ़ना होगा has launched the West Bengal student credit card scheme on 30th June 2021. This scheme has been launched in order to provide loans to students for their education. Various meetings are being held with colleges in order to explain the action plan of this scheme. The department of Higher Education will soon release an official order to launch the West Bengal student credit card scheme. The maximum limit of this loan is Rs 10 लाख. This loan can use for pursuing studies in India and abroad. This scheme was a part of the election manifesto made by current Chief Minister Mamata Banerjee.https://platform.twitter.com/embed/Tweet.html?इस योजना के तहत शामिल किया गया है। 1 अप्रैल से लागू होगी यह योजना&एम्बेडआईड=ट्विटर-विजेट-0&सुविधाओं = eyJ0ZndfZXhwZXJpbWVudHNfY29va2llX2V4cGlyYXRpb24iOnsiYnVja2V0IjoxMjA5NjAwLCJ2ZXJzaW9uIjpudWxsfSwidGZ3X2hvcml6b25fdHdlZXRfZW1iZWRfOTU1NSI6eyJidWNrZXQiOiJodGUiLCJ2ZXJzaW9uIjpudWxsfSwidGZ3X3NwYWNlX2NhcmQiOnsiYnVja2V0Ijoib2ZmIiwidmVyc2lvbiI6bnVsbH19&फ्रेम = असत्य&हाइडकार्ड = झूठा&छुपाएं थ्रेड = झूठा&id=1410173062192848896&लैंग = एन&origin=https%3A%2F%2Fpmmodiyojana.in%2Fstudent-credit-card-scheme%2F&sessionId=04d3f83495bbe82a75e2e42eaeef068ea6aa20c6&विषय = प्रकाश&widgetsVersion=0a8eea3%3A1643743420422&चौड़ाई = 550px

Nearly 26000 Students Have Applied Within 9 days Of Launching

जैसा कि आप सब जानते हैं, the Chief Minister of West Bengal Mamata Banerjee launched the West Bengal student credit card scheme on 30th June 2021. Within the first 9 days of launching this scheme, 25,847 students have applied. Out of these 25,847 students 5,899 students are studying outside Bengal. 16384 male students and 9461 female students have applied for this loan till 9th July 2021. To get a loan, the students are not required to provide any kind of surety as the Bengal government will be the surety. Students can buy laptops, books, pay tuition fees or boarding charges through this loan.

Government to spent Rs 1355 Crores To Provide Loans To Nearly 26000 छात्र

Under this scheme nationalized and cooperative banks will provide loans for higher studies and diploma courses at an interest rate of 4% मुख्यमंत्री वाईएस जगन मोहन रेड्डी ने घोषणा की कि मध्याह्न भोजन योजना का नाम इसके बाद 'जगन्ना गोरुमुड्डा' योजना के नाम पर रखा जाएगा।. This interest rate will be further reduced if repayment is done within the study period. The Government is going to spend Rs 1355 crores to provide loans to these 25847 students. Students can apply for this loan considering the course fee he is currently studying and for future courses, he has to apply for a fresh credit after admission to that course. इस योजना के तहत, loans are also provided for cracking various competitive exams like Neet, JEE, and civil services. It has to be noted that under this scheme loans cannot be applied for those course fees which have already been paid to the educational institution

Interest Rate Under West Bengal Student Credit Card Scheme

All those students who are studying in class 10th and above can take the benefit from theWest Bengal student credit card scheme.इस योजना के माध्यम से, students can avail a hassle-free and collateral-free loan with a nominal interest of 4%. This loan will be provided without any security or collateral security in a tangible or intangible form other than the co-obligation of parents. The repayment period for this loan is 15 वर्षों. The institution and department of higher Education will send the application of students to the bank. Students can use the loan amount for institutional as well as non-institutional expenses like rent, छात्रावास शुल्क, study tours, projects, आदि

Repayment Period Of West Bengal Student Credit Card

The scheme was a part of the election manifesto of Trinamool Congress. Students can take the benefit from this scheme up to 40 उम्र के साल. After getting a job the students Have To repay the loan within a period of 15 वर्षों. It is also worth noting that the procedure to apply for a loan will be made easy so that students can easily take loans. Students can also apply for a credit card online. West Bengal Student Credit Card Scheme has officially launched on 30th June 2021. Now the students of West Bengal will be able to get higher education despite their financial conditions.

Key Highlights Of West Bengal Student Credit Card

योजना का नामWest Bengal Student Credit Card
द्वारा लॉन्च किया गयापश्चिम बंगाल सरकार
लाभार्थीStudents Of West Bengal
उद्देश्यTo Provide Loans For Higher Education
आधिकारिक वेबसाइटHTTPS के://wbscc.wb.gov.in/
और इसे ऑनलाइन देखें। मानव संपदा सेवा पुस्तिका देखने के लिए शिक्षकों और गैर-शिक्षण कर्मचारियों के पास कर्मचारी कोड होना चाहिए। इसके द्वारा ही आप एम्प्लॉयर सर्विस बुक देख सकते हैं। यदि आप जानना चाहते हैं कि सेवा कैसे बुक करें2022
Amount Of LoanUpto Rs 10 लाख
Repayment Period15 Years After Getting Job
ऑनलाइन ऑफ़लाइनपश्चिम बंगाल
छत्तीसगढ़ के मुख्यमंत्री भूपेश बघेल द्वारा प्रदान की जाने वाली राशि को दोगुना करने का निर्णय लिया गया हैOnline/Offline

Objective Of West Bengal Student Credit Card Scheme

का मुख्य उद्देश्य West Bengal Student Credit Card is to provide loans to students for higher education. Through this scheme loans up to Rs, 10 lakh will be provided to students which will help them to pursue their higher education without thinking about the financial burden. Now each and every student of West Bengal will be able to get higher education. This scheme will also reduce the unemployment rate among the citizens of West Bengal as now more students will be able to get education and employment.

Benefits And Features Of West Bengal Student Credit Card

  • The chief minister of West Bengal Mamata Banerjee has launchedWest Bengal Student Credit Card Scheme
  • Through this Scheme, students will be provided educational loans up to Rs 10 lakh for higher studies
  • The decision to launch this scheme was taken in a state cabinet meeting which was held on 24 जून 2021
  • Students studying in class 10th or above will be able to take benefit of this scheme
  • The loan provided through this scheme will be available at a very low rate of interest
  • In order to get the number of loans students will be provided a credit card
  • Through this credit card, students can withdraw the amount of loan
  • All those students who are living in West Bengal for the last 10 years can take benefit of this scheme
  • West Bengal Student Credit Card can also be availed for undergraduate, स्नातकोत्तर, doctoral, and postdoctoral studies in India or abroad
  • This scene was a part of the election manifesto of Trinamool Congress
  • The benefit of this scheme can avail till 40 उम्र के साल
  • After getting job students to have to repay the amount of the loan within a period of 15 वर्षों

Eligibility Criteria Of West Bengal Student Credit Card

  • The applicant must be permanent resident of West Bengal
  • Applicant must be living in West Bengal for a period of at least 10 वर्षों
  • The upper age limit to apply for this scheme is 40 वर्षों

Required Documents To Apply For West Bengal Student Credit Card Scheme

  • Aadhar card
  • आवास प्रामाण पत्र
  • जिस आवेदक ने अस्थायी राशन कार्ड के लिए आवेदन किया है और उसके राशन कार्ड की समय सीमा समाप्त हो गई है तो वह योजना के तहत नए राशन कार्ड के लिए आवेदन कर सकता है।
  • राशन पत्रिका
  • सभी किसानों को इस पोर्टल पर ही पंजीकरण कराना होगा। उम्मीदवार एकीकृत किसान पोर्टल की आधिकारिक वेबसाइट पर जाकर पंजीकरण कर सकते हैं
  • बैंक खाता विवरण
  • मोबाइल नंबर
  • पासपोर्ट के आकार की तस्वीर

Apply Online West Bengal Student Credit Card Scheme

पंजीकरण

Student Credit Card Scheme
  • होमपेज पर, आपको क्लिक करने की आवश्यकता है Student Registration
Student Credit Card Scheme Form
  • The registration form will appear before you
  • You have to enter the following information in the registration form:-
    • आवेदक का नाम
    • जन्म की तारीख
    • लिंग
    • Aadhar number
    • Program type
    • Program name
    • State of institution
    • District of institution
    • Name of institution
    • मोबाइल नंबर
    • ईमेल आईडी
    • Password etc
  • उसके बाद, click on the register
  • Now unique ID will generate and it will send to your registered mobile number
  • This user ID will use as a user ID for all future purposes

बेरोजगारी भत्ता प्रदान करना

WB Student Credit Card Scheme
  • उसके बाद, you have to enter the application ID, आपको इस विकल्प पर क्लिक करना है। आपको ऑप्शन पर क्लिक करना है। इस विकल्प पर क्लिक करने के बाद, और कैप्चा कोड
  • उसके बाद आपकी स्क्रीन पर निम्न विकल्प दिखाई देंगे
  • Applicant dashboard will appear before you
  • Now you have to click on the application detail
  • After that you have to click on the edit loan application
  • The application form will appear before you
  • You have to enter the following details in this application form
    • Personal details
    • Co borrower details
    • Present address details
    • Permanent address details
    • Course and income details
    • Bank details of the student
  • Now you have to click on save and continue
  • उसके बाद, you have to upload the following documents
    • Latest color photograph of the student
    • Latest color photograph of the co-applicant
    • Signature of the student as specified
    • Co borrower address proof
    • Signature of the overawe legal guardian
    • Student’s Aadhar card
    • Students PAN card or undertaking as specified
    • Co borrower PAN card or undertaking as specified
    • Admission receipt of the institution
    • Class 10th board registration certificate
  • Now you have to click on save and continue
  • आपके सामने एक नया पेज खुलेगा
  • You have to click on the submit application
  • उसके बाद, a dialogue box will appear before you asking you if you want to confirm to submit or not
  • You have to click on yes
  • By following this procedure you can apply under the West Bengal student credit card scheme

Administrator Login

Administrator Login
  • After that you have to select your user type
  • Now you have to enter your user id, उसके बाद आपकी स्क्रीन पर निम्न विकल्प दिखाई देंगे
  • एलपीजी/कुकिंग गैस
  • By following this procedure you can do administrator login

Procedure To Do Student Login

Student Login
  • Login form will appear before you
  • You have to enter applicant ID, उसके बाद आपकी स्क्रीन पर निम्न विकल्प दिखाई देंगे
  • एलपीजी/कुकिंग गैस
  • By following this procedure you can do student login

Student Dashboard

  • सबसे पहले, के पास जाओआधिकारिक वेबसाइट of the West Bengal student credit card scheme
  • आपके सामने होम पेज खुलेगा
  • आपको इस नए पेज पर सभी आवश्यक जानकारी दर्ज करनी होगीstudent login
Student Dashboard
  • After that you have to enter applicant ID, उसके बाद आपकी स्क्रीन पर निम्न विकल्प दिखाई देंगे
  • एलपीजी/कुकिंग गैस
  • After that you have to click on dashboard
  • By following this procedure you can view student dashboard

Procedure To Track Application

ट्रैक एप्लिकेशन
  • Now you have to enter your applicant ID, password in captcha code
  • एलपीजी/कुकिंग गैस
  • Now you have to click on track application
  • After that you have to enter your applicant ID
  • Now you have to click on search
  • आवश्यक जानकारी आपके कंप्यूटर स्क्रीन पर होगी

Download Training Manual

  • दौरा करनाआधिकारिक वेबसाइट of the West Bengal student credit card scheme
  • आपके सामने होम पेज खुलेगा
  • Now you are required to click on user manual
  • After that you have toclick on training manual
  • Training manual will appear before you in PDF format
  • इसे डाउनलोड करने के लिए आपको डाउनलोड ऑप्शन पर क्लिक करना होगा.

Procedure To Download User Manual Of Student

  • सबसे पहले, के पास जाओ आधिकारिक वेबसाइट of the West Bengal student credit card scheme
  • आपके सामने होम पेज खुलेगा
  • On the homepage you are required to click on downloads
  • अपने नजदीकी राशन की दुकान का पता लगाएं user manual of student
Student Credit Card Scheme
  • User manual will appear before you in PDF format
  • इसे डाउनलोड करने के लिए आपको डाउनलोड ऑप्शन पर क्लिक करना होगा

User Manual Of Institutions

Student Credit Card Scheme
  • The user manual of institution will appear before you in new tab
  • If you want to download it then you are required to click on download option
  • User manual will be downloaded in your device.

Procedure To Download User Manual Of HED

  • दौरा करनाआधिकारिक वेबसाइट of the West Bengal student credit card scheme
  • आपके सामने होम पेज खुलेगा
  • On the homepage you are required to click on downloads
  • अपने नजदीकी राशन की दुकान का पता लगाएं user manual of HED
Download User Manual Of HED
  • आपके सामने एक नया पेज खुलेगा
  • On this new page you have to click on the download option
  • User manual of HED will be downloaded in your device.

Download User Manual Of Bank

  • सबसे पहले, के पास जाओआधिकारिक वेबसाइट of the West Bengal student credit card scheme
  • आपके सामने होम पेज खुलेगा
  • Now you are required to click on downloads
  • अपने नजदीकी राशन की दुकान का पता लगाएंUser Manual of Bank
Download User Manual Of Bank
  • User manual will appear before you in PDF format
  • Now you have to click on download option
  • User manual of bank will be downloaded in your device.

Online Application And Loan Sanction Process

Loan Sanction Process
  • Now you have to select your user type
  • After you have to enter your user id, उसके बाद आपकी स्क्रीन पर निम्न विकल्प दिखाई देंगे
  • एलपीजी/कुकिंग गैस
  • A dashboard will appear before you
  • Now you have to click on application pending option
  • अब आपके सामने एक नया पेज खुलेगा
  • On this new page and MS Excel sheet containing all pending applications will be generated
  • You can download it by clicking the download excel button which is present at the top right for class
  • In order to view this application you have to click on view icon
  • आपके सामने एक नया पेज खुलेगा
  • You can download the following documents from this page:-
    • Pan and Aadhar of applicant
    • Pan address proof of the co borrower
    • Course fee details
    • Proof of admission of the applicant
  • Now you have to click on the application pending menu of the dashboard
  • After that you have to click on sanction loan icon of a particular application
  • From here you can either sanction loan or reject the loan by application on loan sanction or loan reject button respectively
If the loan is sanctioned
  • If the loan is sanctioned then a new page will appear before you
  • On this new page you have to enter the sanction amount in numeric and words
  • Now you have to upload copy of sanction letter
  • इसके बाद आपको सबमिट . पर क्लिक करना है
If the loan is rejected
  • If the loan is rejected click on reject loan option
  • Now we have to select the rejection cause from the drop down menu
  • After that give benchmark for parameters in birds as per your bank norms
  • इसके बाद आपको सबमिट . पर क्लिक करना है

Procedure To Do Institution Profile Submission

  • सबसे पहले, के पास जाओआधिकारिक वेबसाइट of the West Bengal student credit card scheme
  • आपके सामने होम पेज खुलेगा
  • अपने नजदीकी राशन की दुकान का पता लगाएंadministrator login
Institution Profile Submission
  • Now you have to select your user type
  • After that you have to enter your user id, उसके बाद आपकी स्क्रीन पर निम्न विकल्प दिखाई देंगे
  • अब आपके सामने एक नया पेज खुलेगा
  • On this new page you have to click on submit institution details
  • Now you have to enter the following details:
    • Name of institution
    • AISHE code
    • Aggregation details
    • Rank type
    • Rank
    • Affiliation details
    • Address of institution
    • State of institution
    • District of institution
    • Name of nodal officer
    • Designation of nodal officer
    • Email ID of nodal officer
    • PAN number of institutions
    • Tan number of institution
    • IFS code
    • Institution Bank name
    • Branch name
    • खातों को अद्यतन करने की आवश्यकता है
  • After that you have to upload the following documents
    • AISHE Certificate
    • Accreditation document
    • Rank document
    • Affiliation document
  • Now you have to click on submit details
  • By following this procedure you can do Institute profile submission

Approve The Application by HED

  • के पास जाओआधिकारिक वेबसाइट of the West Bengal student credit card scheme
  • आपके सामने होम पेज खुलेगा
  • आपको इस नए पेज पर सभी आवश्यक जानकारी दर्ज करनी होगी administrator login
Application by HED
  • After that you have to select the user type
  • Now you have to enter your user id, उसके बाद आपकी स्क्रीन पर निम्न विकल्प दिखाई देंगे
  • एलपीजी/कुकिंग गैस
  • Now you have to click on verify application
  • Now you have to click on view application
  • A dialogue box will appear with the photograph and the application with forward, return, view and track button
  • You have to click on the view button in order to check all the details of the applicant
  • If all the details are found correct then you have to click on forward option
  • Now a confirmation page will appear before you
  • You have to click on yes option
  • Now this application will be forwarded to bank
  • Now you have to change the status so that user can view the status of forwarded application to the bank
  • If the application is found in correct then you have to click on return button to send it to the head of the institution

डब्ल्यूबी डिजिटल राशन कार्ड आवेदन स्थिति की जांच करने की प्रक्रिया

डब्ल्यूबी डिजिटल राशन कार्ड आवेदन स्थिति की जांच करने की प्रक्रिया
  • आपके सामने एक नया पेज खुलेगा
  • On this new page you can view contact details
सम्पर्क करने का विवरण

इस लेख के माध्यम से, we have provided you with all the important information regarding the West Bengal student credit card scheme. If you are still facing any kind of problem then you can contact a helpline number or write an email in order to solve your problems. यदि आप अभी भी किसी भी प्रकार की समस्या का सामना कर रहे हैं तो आप हेल्पलाइन नंबर पर संपर्क कर सकते हैं या अपनी समस्या के समाधान के लिए ईमेल लिख सकते हैं:-

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