Pradhan Mantri Suraksha Bima Yojana (PMSBY): Suraksha Bima Yojana Online Application – 2022

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Suraksha Bima Yojana PM Apply | Pradhan Mantri Suraksha Bima Yojana Online Application | PMSBY Application Form | Prime Minister’s Suraksha Bima Yojana Registration

Not every citizen is financially capable enough to get his own security insurance. Because premiums are collected by private insurance companies to provide insurance cover at higher rates. Keeping this in mind, many protection insurance schemes are operated by the government at low premiums. Through this article, you will be provided information related to one such scheme, whose name is Pradhan Mantri Suraksha Bima Yojana . Through this scheme, insurance cover will be provided in case of accident . You will be able to get information related to Pradhan Mantri Suraksha Bima Yojana online application by reading this article . Apart from this, you will also be able to get information related to the benefits, features, eligibility, important documents etc.

PM Suraksha Bima Yojana

Pradhan Mantri Suraksha Bima Yojana was launched on 8 May 2015 by the Prime Minister of our country, Narendra Modi. Through this scheme, insurance cover is provided in case of accident. To get the benefit of Pradhan Mantri Suraksha Bima Yojana, the applicant has to pay a premium of ₹ 12 per annum. In case of death of the insured, the sum assured is paid to the nominee. Apart from this, the sum insured is also provided in case of permanent disability.

Through this scheme, the sum insured of ₹ 100000 to ₹ 200000 is provided in case of accident. The benefit of PM Suraksha Bima Yojana can be availed only from the age of 18 to the age of 70 years. The premium amount is deducted from the bank account before 1st June every year. To get the benefit of this scheme, it is mandatory to activate the facility of auto debit on the bank account.

Prime Minister's Suraksha Bima Yojana

Haryana government to pay premium of 3.25 lakh women

Haryana Government has announced to pay the premium amount of Pradhan Mantri Suraksha Bima Yojana from the funds of Mukhyamantri Parivar Samridhi Yojana. This benefit will be provided by the Haryana Government to the women of the Self Help Group of Haryana State Rural Livelihood Mission. Women belonging to Self Help Group are not required to pay the premium of PM Suraksha Bima Yojana from their own. Around 3.25 lakh women will get the benefit of this scheme. During the coronavirus infection, the economic condition of the women of rural areas has deteriorated significantly.

According to the survey, it has been found that 4.91 lakh women of the state are associated with Haryana State Rural Livelihood Mission. Out of which 1.64 lakh women have got themselves registered under Pradhan Mantri Suraksha Bima Yojana. But there are 3.25 lakh such women who are not getting the benefit of this scheme. The premium amount of all these 3.25 lakh women, which is Rs 40 lakh, will be paid by the Haryana government.

Purpose of Pradhan Mantri Suraksha Bima Yojana

As you know that there are many people in the country who are unable to get their insurance because of being financially poor. At the same time, whenever such a person dies in an accident, then his entire family starts fighting with financial crisis. Apart from this, if they are not able to pay for any type of insurance plans available with private or any public sector insurance companies, then they are all entitled to Pradhan Mantri Suraksha Bima Yojana . Under this scheme, if a person gets his accident insurance and he dies, then the amount that that person has insured, his family or nominee is given that amount as cover.

Pradhanmantri Suraksha Bima Yojana Highlights

scheme namePrime Minister’s Suraksha Bima Yojana
started byBy Prime Minister Shri Narendra Modi
launch dateyear 2015
beneficiarypoor people of the country
Objectiveproviding accident insurance

Pradhan Mantri Suraksha Bima Yojana Premium

To get the benefit of Pradhanmantri Suraksha Bima Yojana , a premium of ₹ 12 per year has to be paid by the members. This premium amount will be deducted from the savings account of the account holder as per the auto debit facility on or before 1st June. If the facility of auto debit is not available on 1st June, then after providing the facility of auto debit, the premium amount will be deducted from the account. The benefit of this scheme will be provided from the first day of the coming month after deducting the insurance cover amount. The premium amount will also be reviewed based on the annual claim experience.

Prime Minister’s Suraksha Bima Yojana Termination

The benefit of Pradhan Mantri Suraksha Bima Yojana can be availed till the age of 70 years. If the age of the beneficiary is 70 years or more, then the Pradhan Mantri Suraksha Bima Yojana will be terminated. If the beneficiary has closed the bank account, then even in that case the Pradhan Mantri Suraksha Bima Yojana will be terminated. If there is not enough balance in the account of the beneficiary to pay the premium, then in this case also the account under this scheme will be terminated.

Amount to be given in PMSBY

insurance status _sum insured _
Death2 lakh rupees
Complete and non-correction of both eyes or loss of use of both arms or legs or loss of sight in one eye and loss of use of one arm or leg  2 lakh rupees
Loss of sight in one eye completely and is unable to return or use of one arm and leg  1 lakh rupees

Benefits of Pradhan Mantri Suraksha Bima Yojana

  • The benefits of this scheme will be provided to the people of all sections of the country, but especially the backward and poor sections of the country will be benefited.
  • If a person dies in a road accident or any other accident. So the accident insurance of up to Rs 2 lakh will be provided to his family by the government.
  •  In case of permanent partial disability, a cover of Rs 1 lakh is available.
  • If he is temporarily disabled in an accident, then he is given an insurance cover of up to one lakh rupees.
  • Under the Pradhan Mantri Suraksha Bima Yojana , the policyholder will have to pay a premium of Rs 12 annually. Only then will he be entitled to cover insurance.
  • Apart from this, they are not able to pay for any type of insurance plans available with private or any public sector insurance companies, then all of them are eligible for this scheme.
  • Pradhan Mantri Suraksha Bima Yojana will be renewed every year with cover for one year.
  • Bank can engage any insurance company of its choice to offer this PMSBY .
  • Especially people living in rural areas of the country. Pradhan Mantri Suraksha Bima Yojana provides them insurance.

Suraksha Insurance Plan Terms and Conditions

  • The duration of Pradhan Mantri Suraksha Bima Yojana has been fixed at 1 year.
  • The scheme can be renewed every year.
  • In case of death or disability due to accident, insurance cover will be provided under the accident insurance scheme.
  • Initially, this scheme will be made available through public sector general insurance companies.
  • The participating banks are free to take the services of any such general insurance company for implementation of the scheme for their customers.
  • To get the benefit of this scheme, the age of the beneficiary should be between 18 years to 70 years.
  • If a person has more than 1 savings account, then that person can get the benefit of this scheme from only one savings account.
  • The period of insurance cover has been fixed from June 1 to May 31.
  • The applicant can get the benefit of the scheme only after the payment of annual premium.
  • If for any reason the beneficiary of this scheme has left the scheme, then in future he can get the benefit of this scheme by paying the premium.

Termination of cover under Pradhan Mantri Suraksha Bima Yojana

  • After attaining the age of 70 years, the burial will end.
  • If there is no balance in the bank account of the beneficiary to pay the premium.
  • If the member subscribes to the scheme from more than one account and the insurance company receives the premium, then the insurance cover will be restricted to only one account and the premium is liable to be forfeited.
  • If insufficient amount of premium is received on due date, the insurance cover terminates.

Operation of PM Suraksha Bima Yojana

  • Pradhan Mantri Suraksha Bima Yojana will be operated according to the prescribed terms and conditions.
  • Data flow procedure and Amkheda proforma will be made available separately.
  • Annual premium will be deducted by the bank through auto debit within the stipulated period.
  • In case of receipt of medicine, the insurance company may ask for submission of nomination form.
  • Documents can be asked for by the insurance company at any time.

Appropriation of premium under Pradhan Mantri Suraksha Bima Yojana

  • Insurance premium to be paid to the insurance company: ₹10 per annum per member
  • Reimbursement of charges to BC/Micro/Corporate/Agent: ₹1 per year per member
  • Reimbursement of Operating Expenses to Partnership Bank: ₹1 per annum

Eligibility of Pradhan Mantri Suraksha Bima Yojana

  • Applicant must be resident of India.
  • Under the Pradhan Mantri Suraksha Bima Yojana , the age of the applicant should be from 18 years to 70 years and should not be more than this.
  • It is mandatory for the candidate to have an active savings bank account.
  • The applicant has to sign a consent form for auto debit of the policy premium.
  • The entire 12 premium amount will be deducted simultaneously on 31st May every year.
  • In case of closure of bank account, the policy will terminate.
  • The policy cannot be renewed for non-payment of premium.

Documents of PM Suraksha Bima Yojana

  • applicant’s aadhar card
  • identity card
  • bank account passbook
  • age certificate
  • income certificate
  • mobile number
  • Passport size photo

How to apply for Pradhan Mantri Suraksha Bima Yojana?

Interested beneficiaries of the country who want to take advantage of this scheme, then they can apply under this scheme by visiting any branch of the bank.

Prime Minister's Suraksha Bima Yojana
  • After visiting the official website, the home page will open in front of you.
  • On this home page, you will see the option of Forms , you have to click on this option. After clicking on the option, the next page will open in front of you on the computer screen.
  • On this page, you have to click on the option of Prime Minister’s Security Insurance . After that you have to click on the option of Application Form.
  • Then the PDF of the application form will open in front of you. You can download the Application Form PDF , after that you will have to fill all the information asked in the application form like name, address, Aadhaar number, email id etc.
  • After filling all the information, you have to attach all your documents with the application.
  • Then you have to submit the application form to the bank.

Process to check Pradhan Mantri Suraksha Bima Yojana Application Status

  • You have to visit the official website of Pradhan Mantri Suraksha Bima Yojana .
  • Now the home page will open in front of you.
  • On the home page, you have to click on the link to view application status.
  • Now a new page will open in front of you.
  • You have to enter the application number on this page.
  • Now you have to click on the search button.
  • The application status will be on your computer screen.

State Wise Toll Free Number Checking Process

State Wise Toll Free Number
  • As soon as you click on this link, you will have state wise toll free numbers in front of you.

Process to view Pradhan Mantri Suraksha Bima Yojana Beneficiary List

  • First of all you have to go to the official website of Pradhan Mantri Suraksha Bima Yojana .
  • Now the home page will open in front of you.
  • On the home page, you have to click on the link of Beneficiary List.
  • Now a new page will open in front of you in which you have to select your state.
  • Now you have to select your district.
  • After this you have to select your block.
  • Beneficiary list will be on your computer screen.

Contact Information

Through this article, we have provided you all the important information related to Pradhan Mantri Suraksha Bima Yojana . If you are still facing any kind of problem then you can solve your problem by contacting on helpline number. The helpline number is 18001801111/1800110001.

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